When should you give up on monoliths and switch to microservices?

im seeing more and more teams moving towards microservices, and while the benefits r clear for larger, complex systems, im wondering about the tipping point. when does the complexity of managing microservices outweigh the benefits of a well-structured monolith? r there specific indicators in team size, codebase, or business requirements that suggest its time to break things apart? curious to hear real-world experiences on this trade-off